We serve many multinational companies, helping them to navigate an Israeli pension system that is unique, vibrant and often quite complex.
Israeli law differentiates between a pension agent and a pension consultant. We are pension consultants, acting with full objectivity and disclosure, and legally bound to work in our clients’ best interest.
Services include establishing and monitoring your pension activities in Israel vis-à-vis all the various players – including insurance agents, insurance and pension providers, and employees.
We are highly experienced in providing comprehensive professional services and reports in English according to the standards of the various Service Level Agreements (SLAs), and in accordance with each company’s specific requirements. Our aim is to ensure the company's legal and business interests, achieving the employee's optimal pension benefits, while maintaining transparency and reporting clearly in English.
A licensed pension consultant, Rami was one of the first in Israel to understand the need to separate consulting from the insurance sales process, years before legislative action on the issue began in 2005 following recommendations from the Bachar Committee.
After leaving the Zion Insurance Company, where he served as a branch manager in Haifa, Rami identified the market need for a company such as Set Point! to provide objective and independent advice for the client’s benefit.
The company was founded in 1998. Since then, Rami and the dedicated staff of Set Point! have been providing advice to a variety of clients, including leading Israeli labor organizations, corporations, factories, public organizations, international high-tech companies and nearly 100 kibbutzim.
A founder of the Association of Pension Advisers in Israel, Rami serves as a lecturer and facilitator of pension insurance workshops. He presents the often complex and confusing subject of pensions in a clear and relatable manner that people can grasp, including recommendations for smart pension management.
Over the years, Rami has taken the initiative in expanding the company's operations to keep pace with changing market conditions, bringing on board a team of experts in the fields of actuarial science, pensions, risk management, economics and law.
Set Point! is proud to tailor unique and personally suited solutions to each customer. The company's motto, “Our expertise, your success,” has indeed proven itself over the more than two decades of Set Point!’s activity.
Rami holds an MBA from Tel Aviv University, a BA in Psychology and Economics from the University of Haifa, and a CLU credential from the American College of Financial Services.
In his spare time, he practices Tai Chi and is a licensed tour guide. He occasionally organizes and leads custom-made trips in Israel.
Efrat joined Set Point! in 2013 as part of the pension consulting and corporations team.
She has more than 30 years’ experience in the insurance industry, and has been employed at some of Israel’s leading pension insurance agencies.
She specializes in operating various types of pension insurance, with emphasis on payment control, building and presenting pension portfolios, and providing explanation and advice about available pension plans.
Efrat is highly experienced in pension consulting and operation for both private clients and employers.
She received her BA in Political Science and Sociology, and is licensed as a pension consultant by the Ministry of Finance.
